Given the stories of foreclosures we read about whatever there’s a financial crisis, I believe that it is important to be aware of whether the firm you are interviewing with does a pre-employment credit check.
From a process standpoint, what will happen is that you will do several interviews, receive an offer of employment, be ready to say yes and discover that the firm administers a background check.
Although part of that check will cover dates of employment, confirming your wages, and checking your references, many firms do a credit check, particularly financial institutions.
Trust me that there are few things worse than deciding to take a job after multiple interviews, telling every one of your friends that you’ve gotten a great offer and then losing the offer because you failed a drug test, background check or credit check.
If your credit is atrocious or if you have had a bankruptcy, find out at the beginning of the interview process whether the adverse credit information will make this job a non-starter.
Otherwise, why bother interviewing with this company if you know that you will be rejected.
Ⓒ The Big Game Hunter, Inc., Asheville, NC, 2007, 2014, 2021
ABOUT JEFF ALTMAN, THE BIG GAME HUNTER
Jeff Altman, The Big Game Hunter is a coach who worked as a recruiter for what seems like one hundred years. His work involves career coaching, all as well as executive job search coaching, job coaching, and interview coaching. He is the host of “No BS Job Search Advice Radio,” the #1 podcast in iTunes for job search with more than 1900 episodes, and is a member of The Forbes Coaches Council.
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